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Spread the love VIEWS: 264 Conditions excluded from Health Insurance Policies in Kenya It is important to note that health insurance policies do not cover all medical conditions unconditionally. Covering these conditions may go against the principles of insurance. Insurance aims at providing cover from risks that affect a relatively small number of people from among those insured. Situations that veer from this norm makes it hard for insurance companies to offer services. Here is a list of some of the conditions that insurance companies do not cover in their policies. Pre-existing & chronic conditions: Insurance companies are not obliged to cover a policyholder who joins their scheme after the onset of a medical condition. For instance, a policyholder who has an organ defect (say failing kidneys) does not have the right to demand an insurer to cover the costs associated with his treatment of the disease had been detected […]

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Conditions Mostly EXCLUDED by Health Insurance Policy In Kenya by Insurance Companies

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